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Tell us your average electricity bill.
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Over the next 30 years, you can expect to pay for electricity.
Fix your monthly costs
Without solar, your $ monthly bill will rise along with the cost of energy. Solar financing can fix your cost at /month for 30 years.
Your fixed monthly cost
for 30 years will be
Your ongoing utility
cost today is
Your ongoing utility cost
in
years will be
Ways to pay
Which financing option is best?
Your ideal financing solution depends on your specific needs. Our team of Solar Advisors can work with you to identify the benefits that give you the best advantage.
- On Bill
- This loan is backed by your local utility company and is repaid through your utility bill. This is recommended for homeowners who have at least 12 months of payment history with their utility and are looking to pay the loan off in 10 years.
- Express loan
- This type of loan has $0 financing cost / dealer fees associated with it. This loan is recommended for homeowners that would like to pay the loan off early by making extra payments, as there are no prepayment penalties.
- Traditional loan
- Traditional loans have the lowest interest rate. This loan does include financing costs (commonly known as dealer fee) built into the loan. This loan is typically recommended for homeowners who are looking to purchase solar at the lowest monthly cost.
- Cash
- The Cash option allows you to pay for your solar system in three smaller payments: 40% of the cost is paid when you sign the contract, 50% when solar panels and/or battery are installed, and the final 10% when the project is complete and your system is energized.
- Express Loan
- Three payments
- 30 year/7.75%
- No bank buydown fees and the loan amount is the same as cash.
- Lower interest rate, includes a bank buydown fee which increases the loan amount.
- 40% on contract signing, 50% after construction, 10% after energization.
Solar array
| Gross cost | $0 |
| Net financed | $0 |
| Monthly payment* |
|
| Net cost |
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- Traditional Loan
- Three payments
- 30 year/3.99%
- No bank buydown fees and the loan amount is the same as cash.
- Lower interest rate, includes a bank buydown fee which increases the loan amount.
- 40% on contract signing, 50% after construction, 10% after energization.
Solar array
| Gross cost | $0 |
| Net financed | $0 |
| Monthly payment* |
|
| Net cost |
|
- Cash
- Three payments
- year/%
- No bank buydown fees and the loan amount is the same as cash.
- Lower interest rate, includes a bank buydown fee which increases the loan amount.
- 40% on contract signing, 50% after construction, 10% after energization.
Solar array
| Gross cost | $0 |
| Net financed | $0 |
| Monthly payment* |
|
| Net cost |
|
Book your free consultation
Let’s create the ideal solar solution for your home — with maximum savings and reliable backup power.
The cost above is inclusive of all applicable federal solar tax credits. If you have any questions as to whether and when you qualify for any Incentives and the amount of such Incentives, please consult and discuss with your personal tax or financial advisor. Atma Energy make no representation, warranty, or guaranty as to the availability or amount of such Incentives.